There Are No Problems.

Just Opportunities in Disguise.

At the Heart Of CFM
Lies a Belief

That inside every problem, is an opportunity waiting to be realised. Not despite the difficulty, but because of it. CFM ARC exists not to recover what is lost, but to regenerate what is possible.

We Call Our Approach
Thoughtful Regeneration.

We do not walk into a stressed asset situation with a fixed playbook. We walk in with the conviction that every asset, every business and every stakeholder involved deserves a resolution that works for all of them.

Some Situations
Require Restructuring.

Some require a business sale or fresh management. Some require patient, sustained engagement before the right outcome comes into view. We invest the thinking and the time to find that path, for each case, every time.

What We Do, in Practice, Is
Asset Reconstruction

Acquiring non-performing financial assets from banks and financial institutions and resolving them through carefully structured processes. But the way we do it, the care we bring to each asset, the relationships we protect and the outcomes we hold ourselves to, that is what sets CFM ARC apart.

THE COMPANY

Resolving stress.
Restoring value.
Rebuilding futures.

We are headquartered in Ahmedabad, with our corporate office in Mumbai and a branch office in New Delhi.

CFM Asset
Reconstruction
Private Limited

CFM Asset Reconstruction Private Limited is registered with the Reserve Bank of India (RBI) and operates under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002. We acquire non-performing financial assets from banks, NBFCs, housing finance companies, and cooperative banks and work to resolve them through acquisition, resolution guidance and structured investor participation.

Our sponsor

Our sponsor, Chartered Finance Management Private Limited (CFMPL), is a SEBI-registered Category I Merchant Banker incorporated in 1991. With over three decades of financial expertise and long-standing relationships built on trust and consistency, the CFM Group brings deep institutional understanding to every engagement.

THE COMPANY

Resolving stress.
Restoring value.
Rebuilding futures.

We are headquartered in Ahmedabad, with our corporate office in Mumbai and a branch office in New Delhi.

CFM Asset
Reconstruction
Private Limited

CFM Asset Reconstruction Private Limited is registered with the Reserve Bank of India (RBI) and operates under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002. We acquire non-performing financial assets from banks, NBFCs, housing finance companies and cooperative banks and work to resolve them through acquisition, resolution guidance and structured investor participation.

Our sponsor

Our sponsor, Chartered Finance Management Private Limited (CFMPL), is a SEBI-registered Category I Merchant Banker incorporated in 1991. With over three decades of financial expertise and long-standing relationships built on trust and consistency, the CFM Group brings deep institutional understanding to every engagement.

PRINCIPLES WE STAND BY

Built Over Three Decades Practiced Every Day.

Experience has shaped the way we think, decide and resolve.
These principles remain at the heart of the organisation today.

The Founding Story

Guided by Experience.
Driven by Purpose.

Om Porwal founded Chartered Finance Management in 1991 with a conviction that has never changed: that the best financial solutions are the ones that serve every stakeholder, not just the most powerful one at the table. Over the years, that philosophy evolved into an organisation built on professional discipline, institutional processes and collective expertise.

Today, CFM ARC operates through a board-led and system-driven approach, supported by experienced professionals across finance, restructuring, legal processes, compliance and stressed asset resolution.

Want to know the people who lead CFM ARC?

Meet the team

Since commencing operations in 2016, CFM ARC has grown from its first acquisition in 2016 to an AUM of over INR 8,500 crore, completing resolutions that others considered too complex and building a track record that speaks directly to what thoughtful, patient capital can achieve.

OUR JOURNEY

From a First Acquisition to
An Industry Benchmark.

PROOF OF WORK

Resolutions That
Made a Difference.

Numbers tell a part of the story. The details tell the rest.

Here is a selection of mandates where CFM ARC's approach delivered outcomes that mattered to every stakeholder involved.

01

Power Sector

Textiles

A multi-lender, multi-geography resolution spanning manufacturing assets across India, Belgium, UAE, and Bahrain. Acquired in 2021 and closed in under 12 months.

03

Real Estate

Proof of Work

Resolutions That
Made a Difference.

Numbers tell a part of the story. The details tell the rest.

Here is a selection of success stories where CFM ARC's approach delivered outcomes that mattered to every stakeholder involved.

01 Power Sector
Power sector

Power Sector

INR 3,372 crore recovered from a coal-fired thermal power plant in Maharashtra. The highest single-account recovery in ARC industry history.

Learn more →
02 Textiles
Textiles

Textiles

A multi-lender, multi-geography resolution spanning manufacturing assets across India, Belgium, UAE and Bahrain. Acquired in 2021 and closed in under 12 months.

Learn more →
03 Real Estate
Real estate

Real Estate

A Mumbai real estate exposure resolved through SARFAESI enforcement and a Swiss auction process, without entering NCLT. Acquisition to closure in under 24 months.

Learn more →